/* New Century Info — Global stylesheet */
:root{
  --navy:#0a2540;
  --navy-2:#0f3358;
  --gold:#c9a24b;
  --gold-2:#e0bd6b;
  --ink:#1a1f2c;
  --muted:#5a6473;
  --bg:#f7f5ef;
  --card:#ffffff;
  --line:#e6e2d6;
  --radius:14px;
  --shadow:0 10px 30px rgba(10,37,64,.08);
  --shadow-lg:0 25px 60px rgba(10,37,64,.15);
  --container:1180px;
  --ff-head:'Playfair Display', Georgia, serif;
  --ff-body:'Inter', -apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--ff-body);
  color:var(--ink);
  background:var(--bg);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block;height:auto}
a{color:var(--navy);text-decoration:none;transition:color .2s ease}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--ff-head);color:var(--navy);line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.8rem,3.2vw,2.6rem)}
h3{font-size:1.35rem}
p{margin:0 0 1em}
.container{max-width:var(--container);margin:0 auto;padding:0 22px}
.eyebrow{display:inline-block;font-family:var(--ff-body);text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;color:var(--gold);font-weight:600;margin-bottom:12px}
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:14px 26px;border-radius:999px;font-weight:600;
  font-size:.95rem;letter-spacing:.02em;border:1px solid transparent;
  cursor:pointer;transition:transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease;
}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2);color:#fff;transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-2);color:var(--navy);transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}

/* Header */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(247,245,239,.85);
  backdrop-filter:saturate(160%) blur(10px);
  -webkit-backdrop-filter:saturate(160%) blur(10px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--ff-head);font-weight:700;color:var(--navy);font-size:1.25rem}
.brand img{width:40px;height:40px;object-fit:contain}
.brand small{display:block;font-family:var(--ff-body);font-weight:500;color:var(--muted);font-size:.7rem;letter-spacing:.18em;text-transform:uppercase;margin-top:2px}
.nav-links{display:flex;gap:28px;align-items:center;list-style:none;margin:0;padding:0}
.nav-links a{font-weight:500;color:var(--ink);position:relative}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;background:var(--gold);transition:width .25s ease}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-cta{padding:10px 20px;font-size:.9rem}
.nav-toggle{display:none;background:none;border:0;font-size:1.5rem;color:var(--navy);cursor:pointer}

/* Hero */
.hero{position:relative;overflow:hidden;padding:90px 0 100px;background:linear-gradient(180deg,#f7f5ef 0%,#efe9d8 100%)}
.hero::before{content:"";position:absolute;inset:0;background-image:url('../images/pattern.jpg');background-size:cover;background-position:center;opacity:.06;mix-blend-mode:multiply}
.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:60px;align-items:center;position:relative;z-index:1}
.hero h1 span{color:var(--gold);font-style:italic}
.hero p.lead{font-size:1.15rem;color:var(--muted);max-width:520px}
.hero-media{position:relative}
.hero-media img{border-radius:var(--radius);box-shadow:var(--shadow-lg)}
.hero-badge{
  position:absolute;left:-24px;bottom:-24px;background:#fff;padding:18px 22px;border-radius:12px;
  box-shadow:var(--shadow);display:flex;align-items:center;gap:14px;max-width:280px;
}
.hero-badge .num{font-family:var(--ff-head);font-size:2rem;color:var(--navy);line-height:1}
.hero-badge small{color:var(--muted);font-size:.85rem}
.hero-cta{display:flex;gap:14px;margin-top:26px;flex-wrap:wrap}

/* Trust bar */
.trust{background:var(--navy);color:#c8d3e2;padding:22px 0;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase}
.trust-row{display:flex;flex-wrap:wrap;gap:32px 60px;justify-content:center;align-items:center;text-align:center;opacity:.9}
.trust-row span{display:inline-flex;align-items:center;gap:10px}
.trust-row .dot{width:6px;height:6px;border-radius:50%;background:var(--gold)}

/* Section */
section.block{padding:90px 0}
section.block.alt{background:#fff}
.section-head{max-width:720px;margin:0 auto 50px;text-align:center}

/* Feature grid */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.card .icon{width:52px;height:52px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--navy-2));display:flex;align-items:center;justify-content:center;color:var(--gold);font-size:1.3rem;margin-bottom:18px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);margin:0}

/* Split content */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split.reverse{direction:rtl}
.split.reverse>*{direction:ltr}
.split img{border-radius:var(--radius);box-shadow:var(--shadow)}
.split ul.checks{list-style:none;padding:0;margin:20px 0 0}
.split ul.checks li{padding:10px 0 10px 32px;position:relative;border-bottom:1px dashed var(--line)}
.split ul.checks li::before{content:"✓";position:absolute;left:0;top:10px;width:22px;height:22px;background:var(--gold);color:var(--navy);border-radius:50%;font-size:.75rem;font-weight:800;display:flex;align-items:center;justify-content:center}

/* Stats */
.stats{background:var(--navy);color:#fff;padding:70px 0;position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;inset:0;background:url('../images/pattern.jpg') center/cover;opacity:.25}
.stats-grid{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}
.stats-grid h3{font-size:2.6rem;color:var(--gold);margin:0}
.stats-grid p{margin:6px 0 0;color:#c8d3e2;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem}

/* Testimonials */
.tcard{background:#fff;border-radius:var(--radius);padding:28px;border:1px solid var(--line);height:100%}
.tcard p{font-family:var(--ff-head);font-style:italic;color:var(--navy);font-size:1.05rem;line-height:1.6}
.tcard .who{display:flex;align-items:center;gap:12px;margin-top:16px}
.tcard .who .avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-2));display:flex;align-items:center;justify-content:center;color:var(--navy);font-weight:700}
.tcard small{color:var(--muted)}

/* CTA panel */
.cta-panel{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;border-radius:20px;padding:60px;display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap;position:relative;overflow:hidden}
.cta-panel::before{content:"";position:absolute;right:-100px;top:-100px;width:400px;height:400px;border-radius:50%;background:radial-gradient(circle,var(--gold) 0%,transparent 65%);opacity:.35}
.cta-panel h2{color:#fff;margin:0}
.cta-panel p{color:#c8d3e2;margin:8px 0 0}

/* Footer */
footer.site-footer{background:#0a1f38;color:#a9b4c2;padding:70px 0 20px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.foot-grid h4{color:#fff;font-family:var(--ff-body);font-size:.9rem;text-transform:uppercase;letter-spacing:.14em;margin-bottom:16px}
.foot-grid a{color:#a9b4c2;display:block;padding:6px 0}
.foot-grid a:hover{color:var(--gold)}
.foot-brand{display:flex;align-items:center;gap:12px;color:#fff;font-family:var(--ff-head);font-size:1.3rem;margin-bottom:14px}
.foot-brand img{width:40px;height:40px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;font-size:.85rem}

/* Page hero (inner pages) */
.page-hero{background:linear-gradient(180deg,#f7f5ef,#efe9d8);padding:70px 0 60px;border-bottom:1px solid var(--line)}
.page-hero p{color:var(--muted);max-width:640px}
.breadcrumb{font-size:.85rem;color:var(--muted);margin-bottom:12px}
.breadcrumb a{color:var(--muted)}

/* Prose (legal pages) */
.prose{max-width:820px;margin:0 auto;padding:60px 0}
.prose h2{margin-top:2em}
.prose h3{margin-top:1.6em;font-family:var(--ff-body);font-size:1.1rem;color:var(--navy);text-transform:uppercase;letter-spacing:.08em}
.prose ul{padding-left:22px}
.prose li{margin:6px 0}
.prose .meta{color:var(--muted);font-size:.9rem;margin-bottom:30px}

/* Contact form */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:50px;align-items:start}
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.info-card h3{margin-top:0}
.info-card .row{display:flex;gap:14px;align-items:flex-start;padding:12px 0;border-bottom:1px dashed var(--line)}
.info-card .row:last-child{border-bottom:0}
.info-card .row .ic{width:38px;height:38px;flex:0 0 38px;border-radius:10px;background:#f2ecdd;color:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:700}
form.contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px}
form label{display:block;font-weight:600;font-size:.85rem;color:var(--navy);margin:14px 0 6px;text-transform:uppercase;letter-spacing:.06em}
form input,form textarea,form select{
  width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fbfaf5;
  font-family:inherit;font-size:1rem;color:var(--ink);transition:border .2s ease, box-shadow .2s ease;
}
form input:focus,form textarea:focus,form select:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 4px rgba(201,162,75,.15)}
form .row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-note{font-size:.8rem;color:var(--muted);margin-top:10px}
.form-success{display:none;padding:14px;border-radius:10px;background:#eaf6ec;color:#1e6b32;margin-top:14px;border:1px solid #cfe8d6}

/* Cookie banner */
.cookie-banner{
  position:fixed;left:20px;right:20px;bottom:20px;z-index:100;
  background:#0a1f38;color:#e7ecf2;padding:20px 22px;border-radius:14px;
  box-shadow:var(--shadow-lg);display:none;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between;
  max-width:900px;margin:0 auto;transform:translateY(20px);opacity:0;transition:transform .35s ease, opacity .35s ease;
}
.cookie-banner.show{display:flex;transform:translateY(0);opacity:1}
.cookie-banner p{margin:0;font-size:.92rem;flex:1;min-width:260px}
.cookie-banner p a{color:var(--gold)}
.cookie-actions{display:flex;gap:10px;flex-wrap:wrap}
.cookie-actions .btn{padding:10px 18px;font-size:.85rem}
.cookie-actions .btn-ghost{color:#e7ecf2;border-color:#e7ecf2}
.cookie-actions .btn-ghost:hover{background:#e7ecf2;color:var(--navy)}

/* Scroll reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease, transform .7s ease}
.reveal.in{opacity:1;transform:none}

/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px;transition:box-shadow .2s ease}
.faq details[open]{box-shadow:var(--shadow)}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--gold);transition:transform .2s ease}
.faq details[open] summary::after{content:"–"}
.faq p{margin:12px 0 0;color:var(--muted)}

/* Back to top */
.to-top{position:fixed;right:22px;bottom:22px;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:none;align-items:center;justify-content:center;box-shadow:var(--shadow);cursor:pointer;border:0;z-index:60;transition:background .2s ease}
.to-top.show{display:flex}
.to-top:hover{background:var(--gold);color:var(--navy)}

/* Responsive */
@media (max-width: 960px){
  .hero-grid,.split,.contact-grid,.foot-grid{grid-template-columns:1fr;gap:40px}
  .grid-3,.stats-grid{grid-template-columns:repeat(2,1fr)}
  .cta-panel{padding:40px}
  .hero{padding:60px 0 70px}
  .nav-links{
    position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;
    padding:20px;gap:14px;border-bottom:1px solid var(--line);display:none;
  }
  .nav-links.open{display:flex}
  .nav-toggle{display:block}
  .nav-cta{display:none}
}
@media (max-width: 560px){
  .grid-3,.stats-grid,.foot-grid{grid-template-columns:1fr}
  form .row2{grid-template-columns:1fr}
  .cta-panel{padding:30px;border-radius:14px}
  .hero-badge{position:static;margin-top:16px}
}